As America continued to recover from the COVID-19 pandemic in the first half of 2021, the economy and the equity markets made significant progress. My midyear report to you is, as always, divided into two parts. First is a brief recap of our shared investment philosophy; second is my perspective... read more →
Jul
07
Jun
03
It goes by many names. Some call it a “rainy-day fund” or an “emergency fund”; others refer to it as “mattress money”. Whatever you call it, the function is the same. It is a buffer of protection against life’s unexpected occurrences. Think of it as insurance against some sort of... read more →
Jul
01
The phrase ‘Nursing Home’ does not have to be part of your vocabulary as soon as you might think. Did you know there are options to stay in your home well after retirement and late into your “aging” years? Through a design concept called Universal Design, you can make changes... read more →
Jun
20
Retirement expenses are not the same for every person and can look a lot of different ways. Where travel might be on one person’s list to include in retirement spending, eating out multiple times per week might be on another’s list. But often times, the expenses that unexpectedly pop-up are... read more →
Jun
13
Getting married during retirement is an entirely new, exciting chapter in life. But like so many things in life, it doesn’t come free. Trying to figure out the actual ceremony costs is one part of it. Then there’s the in’s and out’s of how Social Security plays into the “I... read more →
May
23
Looking for a way to save on dinner? Hello, tacos. Making tacos for dinner is so easy and it can be cheap. What’s more, there are always leftover ingredients. But one of my favorite things about them is how versatile they are. Don’t like red meat? No problem, use chicken.... read more →
May
15
5 minute read Trying to free up some cash and set more aside towards savings? Or maybe you’re just getting started with your savings? For the coffee drinkers out there, changing up your caffeine routine might be a firm starting point. Here are a few key prices to give you... read more →
Apr
23
2 minute read Have a smartphone or computer and some time to spare? If so, the Sharing Economy might be right up your alley as a retiree. Also known as Collaborative Consumption or the Gig Economy, this is a market where goods and services are shared rather than owned. The... read more →
Apr
17
5 minute read The terms associated with meat at the grocery store are endless. From “free-range” to “all natural” it can be tricky to know what is what. And of course, costs vary depending on what you purchase. Before making a decision at the store, a good starting point is... read more →
Apr
11
4 minute read Grocery shopping is something that never ends in life. You will always need a budget for food. Not to mention, Americans spent more than 12 percent of their income on food in 2017, the third largest expenditure, according to the Bureau of Labor Statistics. Here’s a few... read more →
